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Area leads state in mortgage failures Neighbors say it was simply a beautiful house. It sits near Saint Barnabas Road in Temple Hills, with a second floor balcony, two car garage, five bedrooms, immaculate floors and granite countertops. It was so easy on the eyes that one neighbor said suitors used to knock on her door to inquire about it. Outside, the grass stretches up nearly four feet, and neighbors said a weak lock is all that keeps the front door shut, while the garage door hangs open. Its beauty faded, the house now resembles a backdrop in a horror film. A victim of foreclosure, the house represents a flood of foreclosures sweeping through areas of southern Prince George County that have hiked some locales in the region to the highest foreclosure events in Maryland. According to the Maryland Department of Housing and Community Development, south county ZIP codes make up five of the 10 communities in the state with the highest number of property foreclosures during the second quarter of 2008: Capitol Heights (20743) with 222, Upper Marlboro (20774) with 219, Fort Washington (20744) with 201, Upper Marlboro (20772) with 167, Germantown (20874) with 157, Clinton (20735) with 152, Hyattsville (20783) with 148, Lanham (20706) with 139, Temple Hills (20748) with 133 and Hyattsville (20784) with 128. Congresswoman Donna F. Edwards (D Dist. 4), who lives in Fort Washington, said that mortgage products, such as adjustable rate mortgages that seemed to make pricey homes more affordable, have contributed to the foreclosures throughout the area. Increases in interest rates pushed mortgage payments beyond the means of homeowners, she said. In Fort Washington, many of the people whose homes have been foreclosed have well paying careers, including lawyers and even mortgage lenders, Edwards said. are people who go to work every day, she said. have decent incomes. in Temple Hills also have noticed an increase in home vacancies and a spike in the number of for sale signs. guess there nobody looking, and there nobody buying, said Robert Souder, 83, who has lived in Temple Hills his entire life. Other residents said the increase in foreclosures is dragging down the value of their homes and detracting from the beauty of the community. be glad when somebody does something about that grass, said Leatrice Badger, 50, whose home sits beside the foreclosed house near Saint Barnabas Road. A woman bought the house in 2006 and turned it into a rental property with 10 bedrooms, she said. By 2007, a group of renters stopped paying their rent, and the owner could no longer afford the mortgage, Badger said. Wells Fargo Co. took over the home and ever since, Badger said, the house has continued to fall into disrepair. The event will educate homeowners in danger of losing their homes about their rights and what they can do to prevent foreclosures, Edwards said. Homeowners will also be able to meet with an attorney or housing counselor.